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Mortgage Fact or Fiction what you need to know for 2027

December 8, 2026 11:00 AM - 1:00 PM (EST)

Description

Potentially more closed transactions and referrals That's ultimately the business case: better-informed buyers + earlier financing conversations + fewer avoidable surprises = a better opportunity to get clients to closing and earn repeat/referral business. More value in the buyer consultation An agent who can confidently explain the questions a buyer should ask a lender becomes a better guide. The goal isn't for the REALTOR® to become the lender; it's to recognize financing opportunities and bring the mortgage professional into the conversation earlier. Better negotiation skills Understanding seller concessions and how limits vary among loan programs gives an agent another tool for structuring a transaction instead of focusing exclusively on price. That can be especially useful when a buyer needs help with cash to close. Stronger offers and fewer financing surprises Knowing the difference between prequalification and a verified preapproval—and understanding the mortgage timeline—helps an agent evaluate buyer readiness before showing homes or writing an offer.

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Contact Information

Name: Erica Bernhardt
Phone: 239-992-6771
Email: mls@coconutcoastrealtors.org
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